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24% of drivers have paid for damage to avoid making an insurance claim

24% of drivers have paid for damage to avoid making an insurance claim

24% of drivers have revealed they paid for damage caused to another vehicle instead of making a claim on their insurance policy. The research was carried out by and found that the main reason drivers opt to pay out of their own pocket for damage instead of claiming on their policy is to avoid an increase in their insurance premiums. 11% of those questions said they paid for damage as they didn’t want to lose their no claims bonus. Some of the other common reasons given by drivers for not making a claim after an accident include having a high excess on their policy which would make it cheaper to pay for damage themselves, rather than paying out for the excess. Worryingly, 2% of those who took part in the survey paid to fix the car issues themselves as they weren’t covered by insurance. 1 in 5 motorists said they’d tried to shift the blame for an accident on the other party, even though they were actually at fault. Out of those people who hadn’t paid for damage instead of claiming, 42% they would consider doing this in the future in order to avoid being hit by high premiums as a result of making a claim on their policy.

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