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Careless drivers face increased car insurance costs

Careless drivers face increased car insurance costs

Drivers who are convicted of careless driving offences are likely to face a rise in the cost of their annual car insurance of 27%, new research has suggested. The insurance price comparison website,, conducted research into the impact a conviction, such as driving without due care and attention, would have on the cost of an insurance policy. The study found that those who have been charged with an offence which meant they were careless whilst driving would face a significant increase in the cost of their cover, amounting to an extra £200 on average on the cost of an annual motor insurance policy. Drivers who are found guilty of driving without due care and attention, an act such as talking on a mobile or being distracted by changing a CD while driving are examples of offences under this banner, are issued with a £60 fine and also have three points added to their licence. However the research from the price comparison website has revealed that the £60 fine is the tip of the iceberg when the actual financial cost of being convicted of such an offence is investigated as insurance policies for the driver is hit with significantly higher insurance premium costs as a result of the conviction. Insurance experts say that although the act may have been unintentional, careless driving is extremely dangerous, and also expensive for the driver if convicted of the offence.

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