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Category D Vehicle Insurance

Category D Vehicle Insurance

When you are looking to buy a new car many factors come into play. From engine size and the number of seats to the smoothness of the ride and the car’s driving history, there are many things to consider prior to purchase. That said, the one aspect that overrides all of these issues is price, needing a car that is affordable not only to purchase but to run also, not wanting any issues with the car further down the line. Where surprises are usually nice, mechanical ones are anything but! It is worth noting that any car with an unbelievably low price is usually too good to be true. For instance, if a private owner is selling a car that you know is worth twice as much as it is advertised for, you must ask yourself why. Where insurance companies are known for asking relentless questions about your driving past you may want to look into the history of the car you are looking to buy, ensuring that it has not been in a serious accident, stolen or has outstanding finance on it. Category D, often referred to as ‘Cat D’ cars, are vehicles that have suffered accident damage that would cost less to repair than its value. This can have a huge bearing on insurance; as such vehicles are more of a mechanical risk. If you would like a quote on a Category D car then contact us at High Gear today and see what kind of policy we can offer you.

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We can help guide you through the often confusing world of car insurance and find the policy that’s right for you.


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