It may not be the most romantic of prospects, but in the US many couples are turning to divorce insurance to safeguard their financial future in the event of a break-up. The divorce insurance policy, known as WedLock, was introduced on August 5th by John Logan from North Carolina who has firsthand experience of the money-related issues a divorce can throw up. Logan saw his life savings disappear after a costly separation from his wife, and so decided to set up a new form of insurance cover to prevent others from suffering the same financial hardship. However couples on the brink of divorcing can’t pick up a policy and expect a pay-out as the policy doesn’t mature until 4 years into the marriage. The payout increases with every year the marriage continues. There is a range of cover options available costing from $16 a month to insure every $1,250. Logan says he’s already sold a number of policies, with some policyholders forking out as much as $1,000 a month on cover. It’s been suggested that divorce insurance maybe something which relatives or friends of a couple who are concerned about the longevity of a relationship may consider taking out on behalf of a husband and wife without their knowledge. Some relationship experts have criticised the new insurance policy as they say it could act as an incentive for some individuals to encourage them to divorce.