Does living with a partner reduce your risk of burglary?

A recent survey from a leading home insurance company has found that couples who live together are less likely to be burgled. The insurance provider, Halifax Home Insurance, found that you’re three times as likely to be a victim of burglary if you live in apart from your partner. Halifax questioned 2,000 people as part of the study between July and August and found that 23% of those people who have been in a relationship for more than two years but didn’t live with their partner had had their home burgled, while just 8% of those couples who live together said they’d been the victim of burglary. With the average home insurance claim for a break-in standing at £2,687, over the course of 5 years across the UK burglaries cost the country £2.6 billion. The reason couples who live apart maybe more prone to break-ins could be attributed to the fact that their home is left unoccupied for large amounts of time while the owner spends time at their partner’s home or vice versa. The advice from home insurance experts is to ensure that couples who live apart have adequate home insurance and contents insurance in place in case of the event of a break-in.

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