The whole reason why we have car insurance is not to add another direct debit to our bank but to protect our vehicles, knowing that in the event of an expensive crash our insurance supplier will cover the costs. This is why very expensive cars cost slightly more to insure, with rare but not unheard of accidents costing insurance suppliers a great deal. If you have experienced an at-fault claim then you will know just how stressful it can be as well as having the shocking realisation of the costs when renewing your insurance policy. Although you may have had your fair share of accidents it is unlikely you have caused as much damage as the crashes we are about to show you! Here are the five most expensive insurance claims of all time. Bugatti EB110 – £330k This 1992 Bugatti EB110 was a little worse for wear after colliding into a pole. Being driven by a mechanic at the time we can only imagine what the owner, Emile Ratelband thought when picking up his car from having an annual check. With the mechanic claiming to have lost control as a result of a oil slick on the road we wonder how awkward that conversation was. Mercedes Benz SL 300 – £500k If the price of the Bugatti crash did not make you wince then maybe this crash will, an accident that cost the insurance company half a million pounds! The owner of this stunning Mercedes thought it was a clever idea to race the car on the streets of Mexico, probably seeing him pay a lot for MS50 car insurance following the incident. McLaren F1 – £1m Britain’s very own Mr Bean is responsible for this £1m insurance claim. Rowan Atkinson is known for crashing exotic cars, also destroying a stunning Aston Martin a few years back. Writing the car off Atkinson successfully lived up to his name as a serial car destroyer, racking up a £1m insurance bill for his lucky insurance company. Ferrari Enzo – £1.1m Although we do not know the finer details about the crash of this particular Enzo what we do know is that crashing this model is not unheard of. With incredible top speeds paired with the need to see what such cars can achieve many drivers lose control, costing them a lot more than a lifetime of regret. Bugatti Veyron - £1.3m The Bugatti Veyron is the most expensive production car in history with only 300 lucky owners being blessed with such a beautiful car. This incredible crash was the fault of one of those owners that had only had the car one week! Let us know what you think of these crashes, which one turns your stomach the most?