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Graduated driving scheme could slash cost of car insurance for young drivers

Graduated driving scheme could slash cost of car insurance for young drivers

It’s been suggested that the introduction of a graduated driving licence could help slash the cost of motor insurance for young drivers. estimate that newly qualified drivers could see the cost of car insurance reduced by 10% with the use of the graduated driving licence. With the graduated driving scheme drivers who have recently passed their tests would not be permitted to transport passengers of a similar age as themselves, nor would they be allowed to drive at night. The research was conducted by Cardiff University who believe that 200 lives a year could be saved with the introduction of the new system. At present the youngest drivers on the road, those aged between 17-19 years are most likely to be involved in a road traffic accident. It’s also been revealed that 62% of claims for car accidents for those in this age group are made by male drivers. For this reason, this age group faces extremely high car insurance rates, so most young drivers would welcome the opportunity to reduce their premiums in order to make driving more affordable. However the idea of the graduated driving licence is just that, an idea at present, so there’s no guarantee it will ever become part of driving laws in the UK.

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