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High number of car insurance policies fail to offer cover for road rage

High number of car insurance policies fail to offer cover for road rage

A recent report has found that 94% of all car insurance policies in the UK don’t offer cover for road rage incidents. This news comes despite the conclusions of a separate study into the views of motorists which found that many drivers look for road rage cover on their policies, with older driver over 55 years of age, valuing this cover extremely highly. The number of policies which do offer cover for road rage is steadily increasing however, as back in 2005, 99% of all motor insurance policies did not offer any kind of cover for road rage incidents. In 2010 one in eight car insurance policies were found to offer cover for road rage, however there are a number of conditions attached to the policy which could provide obstacles to those wishing to claim. For example, some policies won’t pay-out if the policyholder says anything to the road rage attacker to antagonise the situation, also another common exclusion is that the attacker must not be a relative or known to the insured person as this could suggest another motive for the attack other than road rage. In those cases where insurers have paid out to victims of road rage, money is awarded for counselling following the attack, and also for compensation for physical attacks.

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