A recent survey has found that home insurance premiums have risen by almost 50% in certain areas of the UK with the increase in fraud and the recent spate of bad weather being blamed for the sharp rise in premiums. Where you live has a huge bearing on how big of an increase you’ll see in the cost of your annual home insurance. In Glasgow home owners have seen an increase of 36% from £111 last year, to £151 this year, while Dorking in Surrey saw a rise of 46%. Greater London boroughs have been worst hit out of the whole of the UK, although the town of Dorking has seen the very biggest jump in the cost of their cover with home insurance up by a massive 46% compared to last year. In 2010 the average annual cost of a home insurance policy in Dorking was £119, compared to £174 in 2011. The insurance industry say the increases have come about as a result of the large number of claims they received for repair work following the extreme cold snap which hit Britain this winter, and also because of the increased level of fraud. On average the cost of home insurance has risen by 6% for UK homeowners, and according to industry experts, premiums are likely to continue rising year on year.