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Home owners failing to update insurance policies after buying new items

Home owners failing to update insurance policies after buying new items

According to a recent survey by the insurance provider Direct Home, a high percentage of home owners are failing to update their home contents and buildings insurance policies after purchasing expensive items for their home. The home insurance provider believes the results of the poll are worrying as this means that a large portion of UK home owners are putting their financial security at risk by failing to update their insurance policies after splashing out on costly purchases. The results from Direct Line’s survey found that only a third of people would update their home insurance policy after buying a new item for their home, which is particularly worrying when the same poll found that the majority of those questioned said they hope to acquire an extra £5,000 worth of possessions over the course of the next five years. Direct Line’s policy also found that just 19% of respondents would definitely adjust their home insurance policy, but only if they had purchased a very expensive item. The findings of another recent survey found that a quarter of UK home owners are underinsured, while a fifth of homeowners don’t have any kind of home insurance in place whatsoever.

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