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IPT: Insurance Premium Tax - What is IPT?

IPT: Insurance Premium Tax - What is IPT?

IPT: Insurance Premium Tax - What is IPT?

IPT: Insurance Premium Tax explained

Insurance Premium Tax (IPT) is a tax levied on general insurance premiums, including motor insurance. Previously working with the rate of 6% this figure will will rise to 9.5% in November, a change made by the UK’s Chancellor of the Exchequer, George Osborne.

Although leaving many insurers and brokers disheartened we at High Gear Insurance like to make the best of a bad situation, continuing in our mission to deliver a great service for competitively priced car insurance.

Will this encourage an increase on rates?

Where such introductions usually having a rippling effect on the industry our style is to adapt and grow alongside such changes, always keeping our visions, missions and values at the forefront of what we do. Crafting new ways to secure competitive rates we revert back to the drawing board, liaising with our network of insurers and coming up with new ways to save customers money.

Ensuring legal practice

With this new hike in taxes many have illustrated a worry that we will see more uninsured drivers on British roads, with motorists finding premiums too high and driving illegally. Going to great lengths to prevent such eventualities we at High Gear offer the following:

  • Low deposits
  • Pay-monthly insurance
  • Various insurance schemes
  • Short-term motor insurance
  • No claims protection
  • And much more

To learn more about IPT call us today and allow us to explain in full. Although we cannot provide any advice on how to save money we can provide a range of free, no obligation quotes for various insurance policies

Our services

CAR INSURANCE

We can help guide you through the often confusing world of car insurance and find the policy that’s right for you.

TAXI INSURANCE

Being a Taxi driver is a fantastic occupation, although it’s one that comes with its own challenges and hazards too.

VAN INSURANCE

Van owners out there, we would like to welcome you to HIGHGEAR Insurance, the UK’s first choice for van cover.

CHAUFFEUR INSURANCE

A chauffeur is an important and rewarding job where you get to meet interesting people AND drive some fantastic cars.

WEDDING CAR INSURANCE

Transport is a vital part of wedding day nuptials and can serve so much more than simply the opportunity to travel.

LORRY INSURANCE

No trade is left out of our prices for coverage, understanding the necessity to reduce business rates to increase profit.