You're on your way to saving money!

Limited Millage Car Insurance

Limited Millage Car Insurance

When searching for motor insurance you will be inundated with various questions, with providers wanting to know the ins and outs of you and your car. Although all of these questions play a role in the price calculated the yearly mileage you claim to carry out is essential; having a huge bearing on the rate arrived at. At High Gear we place a heavy focus on the amount in which you use your car, with the number of miles you drive dictating the level of risk you pose when out on the road. What is limited millage? Limited mileage insurance schemes help people that do not drive that often receive cheap cover, seeing that they do not pay over the odds for car insurance. By putting a figure in place we can put these details to providers, gaining clearer quotes that reflect your driving style. Where this is a benefit for people that simply use their car once a week to pop to the shops there are many other groups that benefit from limited millage policies including insurance for:

  • Second cars
  • Show cars
  • Modified cars
  • Wedding cars
How can I prove the mileage I use?  The way in which you relay your millage to providers differs from one provider to the next. The majority of insurers will ask you to take a picture of your dashboard, clearly showing the millage on the vehicle. If you have gone over the set amount of miles stated in your insurance agreement then beware you may be liable to pay extra. If you would like to receive a free quote for limited mileage motor insurance then contact us at High Gear today.

Our services


We can help guide you through the often confusing world of car insurance and find the policy that’s right for you.


Being a Taxi driver is a fantastic occupation, although it’s one that comes with its own challenges and hazards too.


Van owners out there, we would like to welcome you to HIGHGEAR Insurance, the UK’s first choice for van cover.


A chauffeur is an important and rewarding job where you get to meet interesting people AND drive some fantastic cars.


Transport is a vital part of wedding day nuptials and can serve so much more than simply the opportunity to travel.


No trade is left out of our prices for coverage, understanding the necessity to reduce business rates to increase profit.