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New drivers buying their first car at younger age

New drivers buying their first car at younger age

A study conducted by the AA Car Insurance company found that new drivers are buying their first car at a younger age than ever before, despite the rising cost of insurance for these motorists. More teenagers than ever are purchasing their own vehicle as soon as they pass their test with one in three women owning their own car by the age of 20, whereas the figure is higher for men as half will own a vehicle by this age. However with the first year accident rates still standing incredibly high, one in five of these drivers likely to be involved in a serious accident within their first year on the road, these motorists experience the very highest insurance rates as they are considered to be a high risk group. Young male drivers are statistically more at risk than young female drivers, which is why they experience higher insurance prices. It has been estimated that a male motorist who has recently passed his test is twice as likely to be seriously injured, or even killed, as a result of a road traffic accident when compared to a female driver of the same age. Although there is some light at the end of the tunnel for young drivers experiencing high insurance costs. No claims-bonuses can be built up quickly, as long as the policymaker doesn’t make a claim or convicted of a driving offence, meaning their insurance premiums will fall dramatically over the coming years helping them to save money on the cost of motoring.

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