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Parents warned against “fronting” on a child’s car insurance policy

Parents warned against “fronting” on a child’s car insurance policy

Parents are being warned against “fronting” as the main driver on a son or daughter’s car insurance policy to keep the cost of cover down. Insurance companies are advising individuals who carry out this practice that they are invalidating the car insurance policy by giving incorrect information, and also committing insurance fraud. A survey found that 35% of drivers saw “fronting” as a loophole by which to obtain cheap car insurance for a younger driver. The price of insurance for new drivers is notoriously expensive which is why some parents take the decision to place themselves as the first named driver on the policy, when in fact the vehicle is driven more frequently by their child. However not only is this practice illegal, but by giving false information on an insurance policy, the cover is likely to be invalidated. Police also warn that those caught without adequate insurance cover will face stiff penalties, and possibly even prosecution. Although many parents don’t realise they are committing an offence by naming themselves as the principal driver instead of their child, is how many of these problems arise. Car insurance specialists have reported a lot of confusion amongst drivers in regards to giving accurate information on a car insurance policy. They hope drivers will heed this warning bringing an end to “fronting” on vehicle insurance policies.

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