You're on your way to saving money!

Pay-as-you-go car insurance to be introduced in California

Pay-as-you-go car insurance to be introduced in California

A new system of car insurance whereby drivers only pay for the miles they cover is due to be launched in the state of California in the US from February next year. For drivers who are able to walk to work, work from home, or don’t use their car that often, the new pay as you go car insurance scheme will be especially beneficial as some drivers could potentially reduce their insurance premiums by up to 45%. The California Insurance Commissioner Steve Poizner who announced the new scheme described it as an “innovative product” and revealed that two insurance companies will be offering this new insurance system in the state from February 2011. Instead of there being two categories for measuring mileage, with the new car insurance scheme there will be 39 categories which are divided by 500 mile sections. This means that policyholders will receive a more accurate rate of cover in proportion to the amount of time they spend behind the wheel. As well as offering car owners the opportunity to reduce the cost of their cover, it is hoped the new scheme could encourage people to use their cars less, which would have a knock on effect in reducing emissions, traffic congestion, and pollution.

Our services


We can help guide you through the often confusing world of car insurance and find the policy that’s right for you.


Being a Taxi driver is a fantastic occupation, although it’s one that comes with its own challenges and hazards too.


Van owners out there, we would like to welcome you to HIGHGEAR Insurance, the UK’s first choice for van cover.


A chauffeur is an important and rewarding job where you get to meet interesting people AND drive some fantastic cars.


Transport is a vital part of wedding day nuptials and can serve so much more than simply the opportunity to travel.


No trade is left out of our prices for coverage, understanding the necessity to reduce business rates to increase profit.