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Pensioners pay a higher price for car and travel insurance

Pensioners pay a higher price for car and travel insurance

Consumer group Which? Has conducted research into the cost of travel and car insurance for pensioners and has found that the price of cover soars once the individual moves into a higher age bracket, and in some cases, it’s hard to find a policy to cover them at all. Which? Carried out research of hundreds of insurance providers and discovered that the cost of insurance for an older person rises dramatically once they pass a certain age. An example given is of a worldwide annual policy which costs £383 for a 74-year-old, however just a year later when that same customer turns 75, the price has jumped to £707, an increase of £324 just because they fall into a higher age bracket. Out of 98 worldwide insurance policies investigated by Which? Only 5 of these offered insurance for customers over the age of 80. The problem doesn’t end there according to the consumer champion. OAPs are also being hit by high premiums for car insurance with 60% of the insurance policies researched by Which? refusing to cover an individual over of the age of 81. The chief executive of Which? Believes that older customers are receiving a “raw deal” from insurance companies when it come to finding affordable cover for both car and travel insurance.

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