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Points on your licence push up the cost of car insurance significantly

Points on your licence push up the cost of car insurance significantly

Getting points on your licence as a result of speeding or jumping red lights will push up the cost of your car insurance significantly, according to recent statistics. Being caught driving over the speed limit or performing a hazardous road manoeuvre is not only dangerous to other road users, but the implications mean you will be categorised as a risky driver by insurance companies, and hence your car insurance premium will go up. This is bad news for any driver, but for younger drivers who are already facing hefty car insurance rates, the addition of points to their licence could mean they are priced out of the market and unable to afford insurance. The advice being given to drivers by car insurance experts is to consider the implications of putting their foot down while behind the wheel as being caught driving over the speed limit does have costly repercussions. Recent statistics have shown that car insurance premiums rose by 27% on average after a driver had points added to their licence as a result of speeding or another dangerous driving manoeuvre. The number of people using price comparison websites to track down cheaper car insurance jumped by a massive 53% says, following the broadcast of a TV Watchdog programme on car insurance.

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