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Pre-Christmas party drinks pushing up home insurance claims

Pre-Christmas party drinks pushing up home insurance claims

Recent research conducted on behalf of Halifax Home Insurance has found that pre-Christmas party drinks in the home are responsible for a rising number of insurance claims and are costing the industry millions every year. The study revealed that the most common damage reported to insurance companies was spillages of beauty products. Make-up accidents were responsible for 17% of reported mishaps, while fake tan and hair dye were 11%, and the notoriously difficult to remove nail varnish was involved in 8% of reported damage to the home. The insurance provider also picked up on the growing trend of socialising in the home with friends while watching popular Saturday night programmes such as X-Factor and Strictly Come Dancing. The term for this kind of night in has been dubbed “sofa-lising” and is becoming an increasingly popular amongst adults of all ages. However this type of socialising with a bottle of wine on the sofa could also be responsible for the increasing number of home insurance claims for spillages caused to carpets and electrical equipment particularly. In the run-up to Christmas, a third of adults said they enjoyed pre-party drinks in their homes in order to save money when out in bars and clubs later. According to the research, women in their early 20’s are the worst culprits for causing this kind of damage in the homes.

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