Over the course of the last year research conducted by insurance provider Admiral has found that rear end bumps have risen by 9% which is having a knock on effect on the cost of motoring insurance. The car insurance provider believes there are two main reason behind the escalating number of rear end accidents, the first being crash for cash fraudsters who deliberately slam on their brakes causing the person behind to run into them, and the second cause of rising rear ending crashes is road congestion say Admiral. With 33 million cars using UK roads every day, roads are busier leading to more queuing traffic which can result in more rear end accidents. Tailgating and speeding are also factors which lead to rear end crashes, according to car insurance provider Admiral. The cost of personal injury claims for whiplash alone following a rear end bump over the course of 2010 was estimated at £1.9 billion while the cost of fraud is thought to have cost the insurance industry a whopping £3 billion during the last year. Not surprisingly, these massive claims are having a negative effect on the premiums of honest policy holders as the losses from the insurance company are passed onto the consumer through increased car insurance prices.