The snow which has blanketed much of Britain since the end of last week is said to be responsible for a surge in car insurance claims. According to recent statistics, UK insurers noted a 10% rise in car insurance claims on Friday, compared to the day before the snow had hit. 21% of these were said to be related to either the snow or ice. However it was an even worse picture in Scotland where a 51% rise in claims was recorded, and Wales where 34% more policyholders reported accidents. The most common accidents were tail ends, usually occurring at roundabouts or junctions, followed by collisions with parked cars after slipping on the ice or snow. The insurance industry is bracing itself for a tough winter as the arctic conditions have hit a lot earlier than expected. Last winter, which was reported to have been the coldest in 30 years, saw the insurance industry pay out an estimated £650 million, according to the Association of British Insurers. The advice being given by car insurance providers is for drivers to check with their local police authority before heading out on the road. If the authorities are advising against driving, then it’s best to heed this warning. If you do head out in your car, stick to main roads which are more likely to be gritted, and also keep a 10 second gap between you and the car in front in case of slipping on icy roads.