You're on your way to saving money!

Target car insurance fraud to stop premiums rising

Target car insurance fraud to stop premiums rising

Car insurance fraud needs to be targeted if insurance premiums are to be stopped from rising at an uncontrollable rate, that’ the opinion of several car insurance companies. On average, the cost of a comprehensive car insurance policy has risen by 40% in the last 12 months. If this kind of increase continues, many drivers will be priced out of the market and unable to afford to keep a car on the road. For younger drivers the hike is car insurance premiums is even more severe, with drivers aged between 17 and 25 seeing an increase of on average 51% in comprehensive cover. Fraudsters are the reason car insurance is rising at an unprecedented rate with personal injury claims, and cash for crash incidents pushing up the cost of cover for all honest drivers. With the average cost of car insurance for young drivers standing at between £2,000 and £3,000, yet the maximum fine for being caught without a licence standing at £1,000, many youngsters are tempted to take the risk. Insurance companies are urging authorities to enforce stricter penalties to act as a more effective deterrent for uninsured drivers. Car insurance companies say drivers can help in the fight against fraud. If they are involved in an accident, take as many details as possible, and also take pictures if possible and count how many people were travelling in the other vehicles involved in the accident as this may help insurance companies uncover any potentially fraudulent claims.

Our services


We can help guide you through the often confusing world of car insurance and find the policy that’s right for you.


Being a Taxi driver is a fantastic occupation, although it’s one that comes with its own challenges and hazards too.


Van owners out there, we would like to welcome you to HIGHGEAR Insurance, the UK’s first choice for van cover.


A chauffeur is an important and rewarding job where you get to meet interesting people AND drive some fantastic cars.


Transport is a vital part of wedding day nuptials and can serve so much more than simply the opportunity to travel.


No trade is left out of our prices for coverage, understanding the necessity to reduce business rates to increase profit.