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Van drivers must declare all modifications to avoid invalidating their insurance

Van drivers must declare all modifications to avoid invalidating their insurance

Van drivers are being warned by insurance companies to ensure they declare any modifications made to their vehicle to avoid invalidating their policy. Swinton Commercial is calling upon all of its customers to declare any change they may make to their work vehicle, regardless of whether or not the modification affects the vehicle’s performance. It’s a common misconception that the policyholder need only inform their insurance company of a change to their van if it changes its performance. However all changes must be declared, whether the modification is just aesthetic, or functional. If a driver fails to tell their insurance company about a change they’ve made to their van or car, then in the event of an accident, the insurer may not pay out. This is a nightmare for any driver, but for an individual who relies on their van for the livelihood, it would be a disaster. Some of the most common modifications which are made to work vans include installing frails, which are rails that are secured to the outside or inside of the van so that items can to attached to them during transit. Ply lining is another popular alteration being made to vans, as is adding a tow bar, and installing bulkheads. Even the smallest of modifications, like a change of signage on the exterior of the van needs to be declared.

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