If you have been disqualified under the 'totting-up' procedure then you will feel pretty regretful in regards to your actions, wanting to move on and work on your driving future once the ban is lifted. An XX99 is issued when you have incurred many points on your license over a short period of time, showing signs of unacceptable driving across the board. Many experience the endorsement of a XX99 when they are of a young age, trying their best to learn from such mistakes later on in life. If you have had your ban lifted following a XX99 then you may face difficulty acquiring cheap car insurance, with the world of insurance looking at you as a huge threat to the roads. If you think from an insurers point of view, they do not want to risk covering drivers that will result in big pay-outs, those that are likely to be involved in accidents that they at fault for. At High Gear we tend to take a more reasonable view, understanding than many people want to improve their record and exhibit a safe driving attitude. If you are in need of cheap XX99 insurance then feel free to contact a member of the High Gear team today and learn about how we can save you money. [convictions]