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Crack down on whiplash claims could see premiums fall as much as £40

Crack down on whiplash claims could see premiums fall as much as £40

England and Wales are soon implementing plans to crack down on whiplash compensation; a change that is expected to reduce millions of car insurance policies by around £40. With bogus claims becoming the norm over the past few years authorities have had no choice but to clamp down on ill practice, costing insurance companies around £1bn per year. With claims having risen by 50% over the past decade insurers have had to write on the risk of false claims when calculating premiums, encouraging higher rates across the board. "For too long some have exploited a rampant compensation culture and seen whiplash claims an easy payday, driving up costs for millions of law-abiding motorists," said Justice Secretary Liz Truss. "These reforms will crack down on minor, exaggerated and fraudulent claims." While plans from ministers to scrap whiplash compensation all together  there is another option some are eager to review. This is reducing the to a maximum of £425. By contrast the current average payout is £1,850, a sum that is crippling the industry.

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